Tax-efficient corporate structures for investors and holding companies.
Whether you are building a real estate portfolio, accumulating passive investments inside a holding company, or managing a multi-entity corporate structure, we provide the accounting and strategic tax planning to do it right.
What makes Investments & Holding Corps accounting different.
Your industry has specific CRA rules, deduction strategies, and compliance obligations that general accountants often miss. Here is where we focus.
Passive Income & RDTOH
Investment income inside a corporation is taxed at high rates but generates Refundable Dividend Tax on Hand. Managing this mechanism correctly prevents permanent over-taxation.
SBD Erosion Threshold
Passive income above $50,000 in a CCPC reduces access to the Small Business Deduction the following year. We plan around this threshold.
Intercompany Dividends & Loans
Moving money between operating and holding companies requires careful attention to Part IV tax, shareholder loan rules, and attribution rules.
Rental Property Accounting
Rental income, CCA on real estate, mortgage interest, and capital gain calculations on disposition require specific knowledge of real estate tax rules.
Capital Gains Planning
Timing the disposition of corporate investments and real estate — and using capital losses strategically — can significantly reduce the tax cost of growing your portfolio.
Estate & Succession Planning
Holding companies are often central to estate planning. We work with your legal and financial advisors to ensure the structure supports your succession goals.
A CPA who speaks your language.
We bring industry-specific knowledge to every engagement — no learning curve, no missed deductions.
Holding Company Setup & Maintenance
We establish and maintain your HoldCo structure, ensuring intercompany transactions are documented correctly and all required returns are filed.
Rental Property Accounting
We maintain books for your rental properties, track CCA correctly, and report rental income and expenses in the most tax-efficient manner available.
Passive Income Threshold Planning
We monitor your passive income relative to the $50,000 SBD threshold and advise on strategies to stay below it or manage the rate increase.
RDTOH & Dividend Planning
We track your RDTOH balance and model the optimal timing and type of dividends to recover refundable tax without creating unnecessary personal tax.
Your annual corporate package.
Fixed fee, agreed upfront. No billable hours, no surprises.
Annual Package — Investments & Holding Corps
Corporate Tax, Compliance & Tax Planning
Questions from investments & holding corps clients.
Get accounting built around your industry.
Book a free 15-minute call. No obligations, no jargon.